This Privacy Policy applies to the Product-bank (“Services”). This Privacy Policy uses the terms “our” “us” and “we” to refer to Product-Bank and “you” or “user(s)” to refer to individuals described by the information that we collect and use, such as customers. Please read this document carefully to learn more about how we collect, use, share and protect the information, including information that may describe you personally. We operate Product-Bank product catalog that allows users to find and purchase third-party items, often at the best prices. We collect and use purchaser or user information to find items that we think will be of interest to buyers and to find the right price for each item.

By using or accessing the Services, you acknowledge that we will collect, use, and share your information as described in this Privacy Policy. You have choices about whether to provide us with information and how we use that information. You may choose not to provide us with information, but your choice(s) may prevent you from using the Services or limit your use of certain features.

We're constantly trying to improve our Services, so we may need to update this Privacy Policy. We may update this Privacy Policy to reflect changes in the law, the Services, our company or advances in technology. We will alert you at least 15 days prior to a change by placing a notice on the Services or by sending an email. Our use of the information we collect is subject to the Privacy Policy in effect at the time such information is used.

Information We Collect & Use

Some of the information we collect is provided by you, some is collected automatically (typically from devices) and some may be collected from other sources.

A. Information You Provide

When you use the Services you often provide information to us, such as:

  • Name
  • Email Address

B. Information We Collect Automatically

When you use the Services, such as when you visit our site, we automatically collect information about how you use the Services and the devices you use to access the Services. Examples of the information we collect automatically are:

  • IP Address
  • Location information - we may automatically collect general location information from your computer or mobile device. We will ask your permission before collecting your precise GPS location information.
  • Unique Device Identifiers, including MAC Address, Ad IDs, and device attributes, such as operating system and browser type
  • Usage Data, such as weblog data, referring and exit pages and URLs, platform type, number of clicks, domain names, landing pages, pages, and content viewed and the order of those pages, the amount of time spent on particular pages, the date and time you used our Services, the frequency of your use of our Services, error logs, and other similar information

C. Analytics, Advertising & Technical Data

Analytics – We use Google Analytics or other providers to understand better how individuals and their devices interact with the Services. Learn more about How Google uses data when you visit a partner site.

Cookies and Related Technologies: See section 9 for more information about how we use cookies.

Ads for Products and Services We may use services, like Google Adword, Facebook, to serve tailored ads to you about our services and/or products. We allow ad networks and other participants in the digital marketing sector to use and access their own Cookies on your computer or another device(s) you use to access our Services. They may also access and use unique device identifiers, such as IDFA.

We do not have access to Cookies placed or read by Advertisers, and this Privacy Policy does not govern the use of those cookies and related technologies.

Third-Party Content, Links, or Plug-Ins. The Services may have links to third-party websites or apps, which may have privacy policies that differ from our own. We are not responsible for the practices of such sites.

D. Other Sources

We may gather information, including demographic and statistical information from third parties, such as business partners, marketers, researchers, analysts. We may attribute this information to you based on your assignment to certain statistical groups. We may use this information to supplement the other information that we collect in order to derive your possible interests and to provide more relevant experiences for you within the Services and improve our products, analytics, and advertising.

How we use the information and Lawful bases

In general, we collect, use and store (“process”) your information to provide the Services, to fix and improve the Services, to develop new services, and to market our as well as third party products and services. Some specific examples of how we use information are:

  • Communicate with you - using email, SMS, push notifications, or platform messaging (like Whatsapp) to market product listings, features, or events
  • Test changes in the Services and develop new features
  • Analyze the use of the Services and personalize content, including ads and prices
  • Fix problems you may have with the Services or a particular purchase, including answering support questions and resolving disputes
  • Prevent, detect, investigate and respond to fraud, unauthorized access/use of the Services, breaches of terms and policies, or other wrongful behavior
 Comply with any procedures, laws, and regulations which apply to us, including those that set retention periods
  • Other Uses We may combine the information we collect (“aggregate”) or remove pieces of information (“de-identify”) to limit or prevent identification of any particular user or device, which can help support our research and marketing efforts. This Privacy Policy does not apply to our use of such aggregated or de-identified information

Location of Data Processing - India and Elsewhere

Information that we collect and use is normally processed in India. By using the Services you:

Acknowledge that your information will be processed as described in this Privacy Policy; and
 Consent to having your information transferred to our affiliates and facilities in India or elsewhere or to facilities of third parties with whom we share information as described in this Privacy Policy.

Retention of Personal Data/Information

We keep your information for the time period required to complete the purposes for which it is processed or satisfy legal retention requirements. The length of time for which we retain information depends on the purposes for which we collected and use it.

Information Sharing

We do not rent, sell or share information except as described in this Privacy Policy. We may share your information as described in this section:

    • Agents/Service Providers

We employ other companies and people to perform tasks on our behalf and need to share information with them so they can perform tasks and services. For example, we may use a payment processing company to receive and process your payment when you make a purchase using the Services or we may use a cloud services provider to store data.

    • Affiliates

We may share your information with other companies under common ownership or control with Product-bank. These companies use your information as described in this Privacy Policy.

    • Business Transfers

We may choose to buy or sell assets and may share or transfer user information (including personal information) in connection with the evaluation of and entry into such transactions. Also, if we (or our assets) are acquired, or if we go out of business, enter bankruptcy, or go through some other change of control, user information could be one of the assets transferred to or acquired by a third party.

    • Legal Requirements, Protection of Product-Bank and Others

We reserve the right to access, read, preserve, and disclose any information that we in good faith believe is necessary to comply with law or court order; enforce or apply our Terms of Use and other agreements; or protect the rights, property, or safety of Product-Bank, our employees, our users, or others.

    • Consent

We may share your information in other ways if you have asked us to do so or have given consent.

Choices & Rights

  • email address

If you have any questions about viewing or updating information we have on file about you, please contact us at [email protected].

Marketing Communication Opt-out

To opt out of marketing communications, you can use any of the following methods.

Electronic Promotional Offers:

If you do not want to receive emails from us regarding special promotions or offers, you may (1) follow the unsubscribe options at the bottom of each email; or (2) contact us at [email protected] and provide your email address along with the name of the newsletter from which you would like to unsubscribe.

Mobile Promotional Offers:

When you provide us with your mobile number for marketing purposes, we may send you certain marketing alerts via text message. Standard data and message rates will apply. If you no longer wish to receive mobile alerts from us, you can follow the instructions provided in those messages or otherwise reply STOP to any alert we send.

Do Not Track

Do Not Track Policy

Your browser may offer you a "Do Not Track" option, which allows you to signal to operators of websites and web applications and services (including behavioral advertising services) that you do not want your online activities tracked over time and across different websites. Our Services do not support Do Not Track requests at this time, which means that we collect information about your online activity both while you are using the Services and after you leave our Services.

 How we use Cookies

A cookie is a small file that asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

 Contact Information

If you have any questions or concerns regarding this Privacy Policy or Product-Bank’s use of your data, please send a detailed message to [email protected]. Your concerns will be resolved Guaranteed!